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Balakerthy Punyakoti

Balakerthy is the Regional Head of retail risk models at HSBC Asia Pacific Region. He manages both regulatory risk and business risk models and is responsible for delivery of advanced analytics projects including development of machine learning and AI models and strategies. Balakerthy has extensive experience in building and managing credit analytics functions for retail and wholesale products across different markets; He has led successful interactions with regulators, audit, and independent review functions.

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